:root {
  --navy: #0d2a5c; --blue: #1a4fa0; --accent: #1c8b78; --gold: #c9a227;
  --ink: #13233f; --muted: #56697f; --line: #e3eaf3; --bg: #f6f9fc; --paper: #fff;
}
* { box-sizing: border-box; }
body { margin: 0; font: 16px/1.6 "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink); background: var(--bg); }
.wrap { max-width: 760px; margin: 0 auto; padding: 0 20px; }
.top { background: var(--navy); color: #fff; padding: 14px 0; }
.top .wrap { display: flex; align-items: center; gap: 14px; }
.mark { font-weight: 800; letter-spacing: .04em; font-size: 1.1rem; }
.crumb { opacity: .75; font-size: .92rem; }

.steps { display: flex; gap: 6px; list-style: none; padding: 0; margin: 26px 0 8px; }
.steps li { flex: 1; text-align: center; font-size: .78rem; font-weight: 600; color: var(--muted);
  padding: 8px 4px 10px; border-bottom: 3px solid var(--line); }
.steps li.on { color: var(--navy); border-color: var(--gold); }
.steps li.done { color: var(--accent); border-color: var(--accent); }

.pane { background: var(--paper); border: 1px solid var(--line); border-radius: 14px;
  padding: 30px 28px; margin: 14px 0 40px; box-shadow: 0 4px 18px rgba(13,42,92,.06); }
h1 { font-size: 1.5rem; margin: 0 0 10px; letter-spacing: -.01em; }
.lede { color: var(--muted); margin: 0 0 18px; }
.explain { margin: 0 0 22px; padding-left: 20px; }
.explain li { margin-bottom: 8px; }

label { display: block; font-weight: 600; font-size: .9rem; margin: 14px 0 4px; }
input, select, textarea { width: 100%; padding: 11px 12px; margin-top: 5px;
  border: 1.5px solid var(--line); border-radius: 9px; font: inherit; color: var(--ink); }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(26,79,160,.13); }
textarea { min-height: 72px; resize: vertical; }
fieldset { border: 1px solid var(--line); border-radius: 10px; margin: 18px 0; padding: 4px 16px 14px; }
legend { font-weight: 700; font-size: .88rem; padding: 0 6px; }
.grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 0 14px; }
.grid3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 0 14px; }
.file input { padding: 8px; background: var(--bg); }
.fine { font-size: .82rem; color: var(--muted); }
.row { display: flex; gap: 10px; flex-wrap: wrap; align-items: center; }

.btn { display: inline-block; margin-top: 18px; padding: 12px 26px; border: 0; border-radius: 999px;
  background: var(--navy); color: #fff; font: inherit; font-weight: 700; cursor: pointer; }
.btn:hover { background: var(--blue); }
.btn.ghost { background: transparent; color: var(--navy); border: 2px solid var(--line); }
.btn[disabled] { opacity: .55; cursor: wait; }

.pulse { padding: 14px 16px; background: #fff8e6; border: 1px solid #f0dfae; border-radius: 10px; }
.card { background: var(--bg); border: 1px solid var(--line); border-radius: 10px;
  padding: 16px 18px; margin-top: 12px; font-size: .95rem; }
.ok { color: var(--accent); font-weight: 700; }
.err { color: #b53131; font-weight: 700; }
code { background: var(--bg); padding: 2px 6px; border-radius: 6px; font-size: .85em; }
@media (max-width: 620px) { .grid2, .grid3 { grid-template-columns: 1fr; } }